Workers Compensation Terms and Definitions

Commutation An order by a Workers' Compensation Administrative Law Judge for a lump sum payment of part or all of your permanent disability award. Payment can be made to either the injured worker or the injured worker's attorney. Uninsured Employers Fund (UEF) If your employer is illegally uninsured, this fund may provide benefits to you. Apportionment A way of figuring out how much of your permanent disability is due to your industrial injury and how much is due to other disabilities. Claim Form A form to report a work injury or illness to your employer. Settlement A workers' compensation cases may be settled in one of two ways, by a Compromise and Release (C&R) or by a Stipulation with Request for Award (Stip). A C&R usually settles all outstanding issues in a claim for a single lump sum payment. A Stipulation may leave certain issues open, such as future medical treatment and/or vocational rehabilition. Cumulative Trauma (CT) An injury or illness that occurs over a period of time. For example, Carpal Tunnel Syndrome. Transportation Expenses A benefit to cover your out-of-pocket expenses for mileage, parking, and toll fees related to a claim, usually a reimbursement. Wage Loss Temporary disability benefits that may be paid when an employee returns to work at less than full earnings. Also known as Temporary Partial Disability (TPD). Permanent Disability (PD) Any residual disability that impairs your ability to compete in the open labor market after you become permanent and stationary. Light Duty Temporary change in job assignment to accommodate work restrictions while you are healing. May or may not pay at the same rate as your normal work assignment. Lost wages may be partially made up by Temporary Partial Disability (TPD) payments.

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	Did You Know?
	Brake and clutch repair work in the general industry standard is the activity engaged in by the largest group of asbestos exposed workers Brake and clutch repair work in the general industry standard is the activity engaged in by the largest group of asbestos exposed workers, although most of them are exposed sporadically and at low levels. Next largest are custodial workers who do not perform their duties as part of construction activities, but clean surfaces, sweep, buff, vacuum floors, and wash walls and windows in manufacturing plants and a wide variety of public and commercial buildings.